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Introduction to ISA

ISA(Installment of Sale Agreement) is brought to you by Mumbi Properties (Pty) Ltd. A registered Estate Agent with the Estate Agent Affairs Board (EAAB) in South Africa.

ISA  facilitates and assists Property Sellers and Property Buyers to acquire property through Installment of Sale Agreement (ISA) – Commonly known as Rent to Own or Rent to Buy. With the knowledge and expertise of a panel of attorneys, ISA helps you to sell or buy a property without the banks!.

 The simple description of ISA (Installment Sale Agreement) also known as Seller Financing or Vendor Financing is where the Property Purchaser buys a property from the Seller through agreed installments over a period of time; within which this is legally recorded in the Deeds Office Registry for protection of both the Buyer and the Seller.


In South Africa, Instalment Sale Agreement is based on Alienation of Land Act, 1981 (ALA) and is primarily used or intended mainly for residential purposes.

According to the Act, the purchase price is paid to the seller by way of more than 2 (two) installments over a period of longer than 1 (one) year and a period that may not exceed 5 (five) years.

Please contact us for all of your ISA needs

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